Recreational Vehicle (RV) Insurance - Geico
- Details
- Category: Car
- Published on Thursday, 15 July 2010 12:31
Ride The Open Road To Savings, Get An RV Insurance Quote - Whether it's an RV, a motor home, a travel trailer or a camper...whether you drive it or tow it, we know you love the RV lifestyle. And GEICO loves it, too! Regardless of whether you are a newbie, full-timer or snowbird, GEICO's RV specialists (yes, these are real people) will strive to provide you with the best insurance coverage at the best price.
Even better, our specialists offer you 24-hour customer service, so no matter where you are and no matter what time it may be, we are here for you.
What's not to love about GEICO motor home insurance?
Expand Your Horizons, Not Your Wallet
Save even more! In addition to our great RV insurance rates, you may be able to lower your premium if you:
- Insure more than one vehicle with GEICO
- Have completed a defensive driver course
- Have a commercial drivers license
Pay The Way That Suits Your Lifestyle
It's all about options: pay online, over the phone, by mail, all at once, or in installments. We offer RV insurance customers the same convenient payment methods and plans we offer our automobile insurance customers.
About Recreational Vehicle Insurance
Who needs the hassle of organizing flights, rental cars, and hotel rooms? You've got an RV which means you just pick up and go! Lucky for you, GEICO offers specialized RV insurance to go along with you.
It's Not Just A Vehicle, It's A Lifestyle
RVers encounter situations that are unique to life on the road. So with that in mind, GEICO offers an enhanced Motorized RV and Towable RV insurance policy in most states.* These enhanced recreational vehicle insurance coverages include:
- Total Loss Replacement – provides you with a new, comparably-equipped RV if your RV is totaled within its first five model years. Once five years old or older, this coverage pays the original purchase price of the RV.
- Replacement Cost Personal Effects – pays for the replacement of your personal items in your RV that resulted from a covered loss. $5,000 of Replacement Cost Personal Effects coverage is automatically included at no additional cost with Comprehensive and Collision coverage.
- Vacation Liability – pays for Bodily Injury and Property Damage losses that occur at your vacation site. $10,000 of Vacation Liability coverage is automatically included at no additional cost with Comprehensive and Collision coverage.
- Emergency Expense coverage – pays your expenses for hotels and transportation due to a covered loss. $1,000 of Emergency Expense coverage is automatically included at no additional cost with Comprehensive and Collision coverage.
- Special Windshield Deductible – charges nothing for RV windshield repair, and $50 for RV windshield replacement.
- Recreational Vehicle Medical Payments coverage – pays the cost for necessary medical treatment that is caused in an RV accident, regardless of fault.
Home Is Where You Park It
GEICO covers motorized recreational vehicles including Type A motorhomes, Type B motorhomes (van campers) and Type C motorhomes (mini motor homes), as well as sport utility recreational vehicles.
We also provide insurance coverage for towable RVs, including: conventional travel trailers, fifth-wheel travel trailers, travel trailers with expandable ends, folding camper trailers and truck campers.
GEICO even covers the toy-hauler you use to transport your motorcycle or ATV.
*Enhanced RV coverage is currently available in all states EXCEPT: HI, MA, MI, NC, and NH.
Source: Geico