RV Insurance - GMAC Insurance

gmac-rvAs America’s #1 RV Insurance Specialist, GMAC Insurance offers the full-featured protection that lets you hit the open road with your family, without reservations. We take pride in giving you the specialized RV insurance coverages that ordinary auto insurance doesn’t provide. We understand the RV lifestyle, and have designed features and benefits to give you security, flexibility and affordability. And if you do need to make a claim, we have exceptional RV protections like Optional Full Replacement Cost Coverage and a staff of knowledgeable RV claims professionals to ensure your complete satisfaction. 

We think it’s smart to deliver value and service that go far beyond the basics. Because RVs deserve special attention. And so do the people who drive them.

 

GMAC RV Insurance Advantage

Plenty of reasons, including our RV SmartDiscounts® and SmartServices® designed to give you the specialized RV protection you need at a price you can afford. And of course, part of the GMAC Insurance advantage is our experience – more than sixty years in this business. If any company understands how important your RV is to you, it’s GMAC Insurance – America’s #1 RV Insurance Specialist.

Here are just a few of the exceptional features you can enjoy:

  • Storage Option - Save money by suspending the coverage you don’t need during the months your RV is not on the road. You’ll still be fully protected against threats like fire, storms, wind and theft. Just six months of this exclusive Storage Option could save you up to $400!
  • Optional Full Replacement Cost Coverage - We give you a comparable new RV if yours is totaled or stolen.2 This protects you from depreciation — you could save thousands.
  • Personal belongings coverage for full replacement cost up to $3,000 - From laptops and linens to attachments and accessories, your belongings are automatically insured for what you paid — not a depreciated amount. You can add more coverage if you need it.
  • Permanent Attachments Coverage - We automatically insure permanent attachments for the full amount it would cost to replace them — not a depreciated amount.
  • RVs and autos on one convenient policy - Earn a multi-vehicle discount of up to 20% for insuring your RV and autos with us. And if your RV and auto are ever involved in the same covered accident, you’ll only be responsible for one deductible, not both!
  • Full-Timer Coverage - For RVers who live in their RV full-time, we offer specialty coverage with their specific needs in mind.


Plus, we’re so committed to delivering exceptional service that if you aren’t satisfied with our claims service we’ll waive up to $250 of your deductible.3

Need another great reason to choose GMAC Insurance for RV, auto, motorcycle and more? Customers who switch to GMAC Insurance save an average of $349 per year.


SmartDiscounts for Smart RVers

GMAC Insurance offers a wide range of SmartDiscounts® that can help lower your RV insurance premium. When you get a quote online or contact us for a quote, we can help you determine which discounts you qualify for and how much you can save.

Customers who switch to GMAC Insurance save an average of $349 per year, and you could save even more through SmartDiscounts like:

  • RVs and Autos on One Convenient Policy which can earn you a multi-vehicle discount of up to 20%. And if your RV and auto are ever involved in the same covered accident, you’ll only be responsible for one deductible, not two.
  • Storage Option that saves you money by suspending the coverages you don’t need during the months your RV is not on the road. You’ll still be fully protected against threats like fire, storms, wind and theft. Just six months of this exclusive Storage Option could save you up to $400!
  • GM/GMAC Customer Discounts for using other GM/GMAC products and services. Qualify for a discount if you drive a GM vehicle, have a GM Card, GMAC Mortgage, GMAC Auto Financing, or an active OnStar® subscription.
  • Paid-in-Full Discount that reduces your premium when you pay up front and in full.
  • Safe-Driver Discounts for completing a defensive driving course (in certain states) or having OnStar.
  • Motorcycle Discounts including safe-rider and multi-cycle discounts.
  • OnStar Subscriber Discount that can save you 10 to 20% on select coverages just by having an active OnStar subscription.
  • Low Mileage Discount available to OnStar subscribers who drive less than 15,000 miles a year. The less you drive, the more you can save – up to 54%!
  • GM Family First Discounts for active and retired employees of GM, GMAC and other subsidiaries and their Extended Family Members, including spouses, children, stepchildren, grandchildren, step grandchildren, grandparents (including in-law and step), parents, stepparents, siblings (including full, half & step), mother/father-in law, sons/daughters-in law, brothers/sisters-in-law and same-sex domestic partners.
  • Affinity Discounts for members and supporters of a wide variety of organizations.
  • GM Supplier Discount for employees of businesses that work with General Motors. You’d be surprised how many companies qualify.

 

SmartServices® for Smart RVers

When you have a specialized RV insurance policy with GMAC Insurance, you’re more than just a customer. You’re a member of our family. That’s why we offer so many ways to enhance your experience. Through our SmartServices programs, you can enjoy:

  • Safety, security and peace of mind,
  • Convenience, and 
  • Extended protection and flexibility.  

It’s all about providing you with affordable RV insurance designed to meet your unique needs, and with personalized service that may surprise you!


Affordable RV Coverages from GMAC Insurance

"Where the rubber meets the road" is never so true as it is when you have a mishap with your vehicle. The bottom line is – are you adequately protected if the unexpected happens?

GMAC Insurance understands that you need coverages to protect your RV investment as well as to protect you and your family in case of theft, accident, breakdown or other loss. That’s why we have all the coverages you need for most recreational vehicles, including motorhomes, fifth wheels, mounted truck campers and more.

At GMAC Insurance, we offer coverages designed specifically for the RV lifestyle, including:

  • Storage Option – Save money by suspending the coverage you don’t need during the months your RV is not on the road. You’ll still be fully protected against threats like fire, storms, wind and theft. Just six months of this exclusive Storage Option could save you up to $400!
  • Optional Full Replacement Cost Coverage – We give you a comparable new RV if yours is totaled or stolen.1 This protects you from depreciation — you could save thousands.
  • Personal belongings coverage for full replacement cost up to $3,000 – From laptops and linens to attachments and accessories, your belongings are automatically insured for what you paid — not a depreciated amount. You can add more coverage if you need it.
  • Permanent Attachments Coverage – We automatically insure permanent attachments for the full amount it would cost to replace them — not a depreciated amount.
  • RVs and autos on one convenient policy – Earn a multi-vehicle discount of up to 20% for insuring your RV and autos with us. And if your RV and auto are ever involved in the same covered accident, you’ll only be responsible for one deductible, not both!
  • Full-Timer Coverage – For RVers who live in their RV full-time, we offer specialty coverage with their specific needs in mind.


Plus, we're so committed to delivering exceptional service that if you aren't satisfied with our claims service we'll waive up to $250 of your deductible.2

Of course we offer the insurance coverages your state may require, including:

  • Bodily Injury Liability
  • Property Damage Liability
  • Personal Liability
  • Medical Payments
  • Personal Injury Protection
  • Collision
  • Comprehensive
  • Uninsured and Underinsured Motorist Coverage

And with GMAC Insurance you enjoy our SmartDiscounts® and SmartServices,® including Guaranteed Claims Service Satisfaction – if you’re not fully satisfied with our claims service, we’ll waive your deductible up to $250.2

 

Source: GMAC Insurance