Alied Insurance
Car Insurance - Allied Insurance
- Details
- Category: Allied Insurance
- Published on Wednesday, 14 July 2010 12:41
From workday traffic to weekend getaways, your car takes you where you need to go. At Allied Insurance, we don't just insure your car. We ensure your independence.We offer flexible, affordable coverage options to meet the needs of every driver. In addition, you may qualify for a range of cost-saving discounts and credits. Plus, you can customize your policy by adding On Your Side® Rewards. Choose from:
Forgiveness
Accident forgiveness: An accident won’t increase your rates—even if it’s your fault (one every three years per policy).
Minor violation forgiveness: A minor violation/ticket won’t increase your rates (one every three years per driver).
Roadside assistance*
Basic: Towing up to 15 miles, fuel delivery, lockout, jump starts, flat tires, and membership discounts.
Plus: Basic package, plus towing up to 100 miles, trip interruption coverage, turn-by-turn directions, pre-trip map routing, and emergency messages. Services apply while driving any vehicle with any occupant from an Allied household (insureds and in-home relatives). *Roadside Assistance coverages and availability vary from state to state. Please contact your local independent agent for full details.
Good-as-new
New car replacement/GAP coverage: Gives you the money to buy a brand new car if you’re involved in an accident that totals your vehicle.
GAP coverage: Covers the difference when a settlement from an accident is less than the amount you owe on your vehicle loan. New car replacement ends at renewal when vehicle is 3 years old and GAP is added. GAP ends at renewal when vehicle is 6 years old.
Deductible savings rewards
Diminishing deductible: Sign up and get an immediate $100 credit on your deductible, then watch it drop another $100 for every year of safe driving (up to $500).
Total loss deductible waiver: If your car is totaled in an accident, you’re not responsible for paying your deductible.
Your car isn't just a set of wheels--it's part of who you are. At Allied Insurance, we understand that.
For you and your family
Liability protection pays others the amounts for which you become legally liable due to an auto accident. This may include drivers, passengers or pedestrians. You also receive coverage for payments of amounts for which you are found liable for damage to another's property as the result of an auto accident. This also pays for legal defense costs if you are sued.
Medical payments protection pays reasonable medical expenses for you or members of your family if you are injured in an auto accident, or as a pedestrian, are struck by an auto. This protection is extended to others who are injured while occupying your auto.
Uninsured motorist protection provides bodily injury coverage for accidents caused by a hit-and-run driver or uninsured driver which occurs when you or your family are driving a covered auto, or while you are a pedestrian. In some states, uninsured motorists protection also covers property damage.
Underinsured motorists coverage pays for damage you are legally entitled to recover from another party when that person's liability insurance is not adequate to cover your loss.
Personal injury protection provides coverage for injury, death, loss of services, and loss of income suffered by you, your covered passengers, or covered family members (for those who reside in states with no-fault insurance laws.)
For your vehicle
Collision protection protects you from loss caused by damage to your auto by collision with another object.
Comprehensive protection pays for other losses to your auto. Included is damage or loss to your auto caused by fire, theft, glass breakage, falling objects, natural disasters, vandalism, and other causes of loss.
Additional protection
Round out your protection with these optional coverages:
- Towing and labor costs coverage to pay for emergency repairs and/or towing when your vehicle breaks down.
- Rental reimbursement for the expense of renting a substitute vehicle when there is a loss to yours.
How much coverage is enough?
Liability insurance provides you with essential protection against loss of home, savings, and income if you become involved in a serious auto accident. Therefore, you need to have enough coverage to protect all of your financial assets. Your local, independent Allied agent can help you determine the coverage that's right for you.
Get more for your insurance dollar
Take advantage of these features and discounts available with Allied auto insurance.
Features:
- Coverage for rental cars
- Pricing based on your personal driving history
- Glass replacement done at your home or work
- Immediate authorization for car rental
- Possible settlement of your loss on the first call
- Contact information for Blue Ribbon Repair Shops
- Referral to a restoration vendor in the case of fire/smoke/water damage
Discounts:
- Premium discount when both your home and auto are insured with Allied
- Multiple car discount when you have more than one vehicle insured with Allied
- New vehicle discount
- Accident-free discount
- Long-term customer discount
- Good student discount
- Premium discount on personal auto and business auto for Farm Bureau members in California. For more information regarding the California Farm Bureau Federation and the many additional benefits of membership
Easy ways to pay your bill
With Allied's Flex Pay plans, you can choose the payment option and amount that is easiest for you. Pay the full premium up front, the minimum monthly amount due, or any amount in between.
Pay in full:
Pay the full amount due on your Allied billing statement.
Flex Chek:
Save money by taking advantage of this free service. Your monthly premium is automatically deducted from your designated financial account, so there's no check to write and no worrying about a missed payment. Sign up by visiting Allied's online customer center.
Pay by phone:
Make a phone payment by dialing 800-282-1446, option 2. Choose from:
- EZ Chek: A one-time payment from your bank account
- Payment by credit or debit card (Visa® or MasterCard®)
Pay online:
Visit Allied's online customer center and choose from:
- EZ Chek: A one-time payment from your bank account
- Payment by credit or debit card (Visa® or MasterCard®)
Pay by mail:
Send us a check using the courtesy reply envelope enclosed with your billing statement.
Pay your agent:
You can make a payment by visiting your Allied agent. They key your payment information into our system and your account is immediately credited.
A service charge may be applied to your account with some payment options.
Sometimes more really is better
With Allied Insurance, more policies mean more savings and more advantages. Just look at the benefits of choosing Allied for both your auto and home insurance.
- A money-saving, multi-policy discount. You'll get a money-saving discount by insuring both your auto and home with Allied. And that's on top of other discounts and credits for qualified customers.
- Full-year policy term for your auto. Many companies only offer six-month car insurance policies. When you choose Allied, your car and home policies are both a full 12-month policy term—so your rates are guaranteed for a full year.
- 24-hour claim reporting. Accidents don't always happen during normal business hours. That's why Allied is always ready to help whenever you need to report a claim. You can reach our friendly, knowledgeable claims professionals any time of the day or night at 800-282-1446.
- A proven company and On Your Side® service. We're proud of our reputation for quality and value in insurance protection. We've earned that reputation by serving hundreds of thousands of people throughout our more than 75-year history. Today, as a member of the Nationwide® family, we continue that tradition through our commitment to On Your Side service.
When you insure both your home and auto with Allied, you also qualify for the Allied Extra—bonus coverages that will help you save even more.
The Allied Extra includes:
- A Single deductible. You pay just one deductible for any claim when both your auto and home are affected by the same event.
- Bonus emergency lockout coverage. Who hasn't been locked out of either their auto or home? This coverage pays a locksmith when it happens.
- Bonus airbag replacement. This pays for replacing an airbag that deploys accidentally.
- Bonus accidental death benefit. $10,000 paid in the event of your death from an accident involving your auto.
Source: Allied Insurance