Business insurance
Business insurance
- Details
- Category: Business
- Published on Monday, 17 May 2010 10:08
Business insurance covers buildings and structures, machines, equipment, funds, inputs, others possesions which were handed to insurance owner in order to be sold, workers possesions, financal losses, civil responsability.
The possesions do not have to be owned bu the insurance owner, it is enough for him to have a right to insure the possesions so the possesions can be borrowed, rented, or used in leasing.
„Insurance against fire and other random events”
the insurance covers such events as fire, explosion, thunder, fall of an air ship, it's part or its load,inproper working of water system, heating system, sewage system or technical system, hurricane, flood, water slope run off, hail, rain, snow, smoke and carbon black, fall of a tree, landslip or land fall in, avalanche, earth quake, vehicle hit and supersonic roars.
„Insurance of glass and other glass items against damage”
Insurance covers the damage of windows glass and another glass items.
„Insurance against user's failure and electric damages”
It covers damages caused by fulty usage of electronic equipment and damages caused by shortings.
„Insurance against the loss of data and software”
We cover tyhe loss of drives, data and software caused by events : fire and other random events, theft and robbery, devastation, building crash, electric damage.
„Insurance against goods going bad caused by defrosting”
It covers the loss of trade abilities caused by defrosting which makes trade impossible
„Insurance against theft with break-in and plunder”
In case of lost or damaged possesions caused by theft or a break in and a robbery the insurance is covered.
„Civil responsability insurance”
Insurance extension :
1) basic – contract civil responsability connected with running own buisness and owning and using possesions in the buisness.
2) extendened – with DI : yoke, contractors, subcontractors, damage caused by irregular actions, damage of the possesion, work or services, damage caused to possesions handed to insurance owner in order to get fixed etc, spreading illnesses, damage caused by explosive materials, accidents that took place outside of the country.
3) civil responsability insurance of road carrier in and outside the country.
4) civil responsability insurance of led profession
„Insurance against extra costs of running the buisness”
Item of insurance- costs connected with interruption or stoppage of the work caused by possesion damage
„Possesion insurance – forin and domestic transport”
This insurance is meant for contractors who have their own possesions transported within or outside the country.
The insurance ensures safety of transported possesions from the moment of sending till the moment of recieving, including temporary storage. The possesion may have an insurance on loading, unloading and during exposure.
„Insurance guarantees”
Guarantee of well handled transport, guarantee of paying off all the taxes and charges, guarantee of paying off the deposit, insurance guarantee for middleman, advance refund guarantee.
„Other”
Besides from the mentioned insurances there are still some aimed at particular proffesion groups. If you were not able to find a right insurance programme please contact our office and we will do pur best to find the most suitable offer for you.