Geico

Collector & Classic Auto Insurance - Geico

geico-collector-carClassic, Cool, One-Of-A-Kind? Of course you are, but we're actually talking about your car.  If you are one of the lucky few who own an exotic, classic or collectible car then you need classic car insurance to protect your investment. Maybe your car’s seen more presidential administrations than your grandfather.  Or maybe it was shipped to you from a small factory overseas in a town with a name that most people can’t pronounce.  Either way, a classic car or antique motorcycle requires more than a standard insurance policy.

We’re working with American Collectors Insurance, so GEICO Insurance Agency can help you secure great insurance coverage for your collector vehicle, in addition to your daily driver.

A Special Policy For A Special Car
How is a collector car insurance policy different from a standard auto insurance policy?

  • Since collector cars don't depreciate, coverage is based on agreed value rather than actual cash value.  You agree on a value at the time the policy is purchased.  This takes into account everything you have invested in your classic car.
  • Collector car insurance rates are typically lower than standard auto insurance rates since collector cars are well maintained and driven less than everyday cars.

Go With The Best

GEICO Insurance Agency has teamed with American Collectors Insurance, the nation's leading provider of classic car insurance, to offer an insurance policy designed for classic car lovers like you.  Why wait, get a free collector car insurance quote now — that car isn't getting any younger!


How Do I Know If Collector Insurance Is Right For My Vehicle?
You may want to get a collector vehicle insurance quote if your car, truck, or motorcycle is…

  • 15 years or older
  • A new exotic car such as a Ferrari, Lotus, etc.
  • A new Replica Car such as a reproduction Shelby Cobra Roadster
  • A modern classic such as a 2003 “Anniversary Edition” Corvette
  • A classic military vehicle, hearse, fire truck, amphicar, etc.

So Why Should I Get A Special Policy?
Traditional insurance policies are great at helping you get your daily driver back on the road should something unfortunate happen.  But they’re not always the best at sorting out some of the unique issues that come into play when parts are literally impossible to find or the vehicle represents a substantial financial investment. 

Some of the major reasons you should consider a collector car insurance or motorcycle insurance policy are:

  • No vehicle appraisal is required
  • Your vehicle will be covered at Agreed Value, which means no depreciation in the event of a claim
  • Low deductibles

 

Source: Geico