Home insurance

Homeowners Insurance - Nationwide Insurance

nationwide-insurance-homeownersProtect your house and personal property with the right home insurance coverage from Nationwide. You've worked hard for what you have. Ensure you have the insurance policy that meets your life and needs. Get a comprehensive homeowners insurance quote today.

Home insurance protects you from damage and theft
Request a home insurance quote to get the coverage that's right for you. Coverage options include:


* Fire and lightning
* Windstorm and hail
* Weight of ice or snow
* Smoke damage
* Falling objects
* Freezing damage
* Theft
* Vandalism
* Accidental overflow from plumbing
* Accidental electrical damage to appliances
* Damage by vehicles

Protect yourself, your family and others with a home insurance policy

  • Personal liability for you, your spouse, relatives living with you and persons under 21 in your care
  • Protection against claims you're legally obligated to pay
  • Payment of the cost of defending claims against you
  • Medical expenses of others
  • Accidental death benefits

Homeowners insurance discounts
Start saving today with Nationwide's homeowners insurance discounts for:

  • Monitored fire and burglar alarms
  • Local ultrasonic burglar alarms
  • Fire extinguishers
  • Deadbolt locks on all exterior entryways
  • Sprinkler systems
  • Condo insurance combined with auto insurance or other Nationwide policies

 

Homeowners Insurance Discounts from Nationwide

Save on your homeowners insurance when you qualify for any of the below homeowners insurance discounts. Get a homeowner's insurance quote from Nationwide today!

Homeowners and auto insurance discount
Combine and save. Get up to a 20% discount on a home insurance policy when you insure your car and home with Nationwide.

Protective device discount
Get up to a 15% discount if your home has smoke detectors, fire alarms, burglary alarms or other qualifying devices.

Claims-free discount
Get up to a 20% discount on your home insurance when you stay claims-free.

Age of construction discount
Get up to a 30% discount based on your home's age.

Age of insured discount
Get up to a 15% homeowners insurance discount if you are 60 or older.

Personal status discount
Get up to a 5% discount if you are married or widowed.
*The availability, amount and eligibility for discount home insurance discounts may vary by state.

 

Homeowners Insurance Coverage from Nationwide

Homeowners insurance policies typically provide basic protection for your property. But they may not provide all of the protection you want or need. Consider Nationwide's additional home insurance coverage options to tailor a policy that’s right for you.

Learn more about additional home insurance coverage
Scheduled personal property
Provides affordable homeowners insurance coverage for high value items such as jewelry, watches, antiques and fine art.

Replacement cost plus
Can pay up to an additional 20% of the home coverage limit if there is a total loss of your home – and additional money is needed to rebuild, which can be included in your home insurance rate

Extended replacement cost on contents
Pays to replace or repair personal property without depreciation being taken from the value of the property within your home insurance coverage.

Water backup of sewer
Broadens the home insurance coverage for loss due to water backup through sewers or drains.

Ordinance or law
Pays for increased expense to rebuild due to current building codes or ordinances.

 

Nationwide On Your Side® Review

Get the exact coverage you need at the right price for you. A Nationwide agent can help you make sure your insurance coverage keeps up with your life with a Nationwide On Your Side Review.

What is a Nationwide On Your Side Review?
A Nationwide On Your Side Review is a free consultation and insurance assessment that can help you learn how to:

  • Save money on car insurance and other types of coverage with discounts and other programs
  • Manage your deductibles
  • Determine the insurance coverage options that are right for your needs, goals and budget

When should I have a Nationwide On Your Side Review?
It’s a good idea to get an insurance assessment annually and when considering big changes in life, such as:

  • Changing your marital status
  • Moving
  • Buying a car
  • Buying a home
  • Selling a home
  • Making home improvements
  • Starting a family
  • Making other major purchases
  • Renting a home/apartment
  • Starting a business
  • Retiring
  • Going or sending your teen to college
  • Changing jobs or accepting a promotion
  • Adding a new driver in your household

 

Source: Nationwide Mutual Insurance Company