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Life Insurance - John Hancock Insurance
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- Category: Home
- Published on Wednesday, 04 August 2010 08:21
Life insurance is an important component of any sound financial plan. It can provide financial protection for your family - or your business - in the event of your premature death. At John Hancock, we offer a comprehensive portfolio of life insurance products that have been designed to be extremely competitive and provide real value. Whether you are looking for guaranteed death benefit protection, low-cost coverage or consistently strong cash value accumulation potential, John Hancock has a product to meet your needs!
Why John Hancock Life Insurance?
- Comprehensive Product Portfolio: Offers a broad product portfolio - including term, universal, variable and whole life insurance - tailored to meet clients' unique needs.
- Underwriting Expertise: Providing competitive, flexible and innovative underwriting.
- Demonstrated Financial Strength: With over 140 years of experience, John Hancock is among the highest-rated insurance companies, as judged by the major rating agencies.
Inside Life Insurance
Term Life Insurance
Term life insurance provides guaranteed coverage for a specified time. John Hancock's term life insurance product and optional riders are an affordable way to prevent financial hardship should you die suddenly or be diagnosed with a terminal illness. With John Hancock's term you can take advantage of:
- Guaranteed level premiums for 10, 15 or 20 years
- Guaranteed conversion option to John Hancock's permanent products
- Guaranteed level death benefit
Universal Life Insurance
John Hancock's universal life insurance is permanent insurance that offers customizable and flexible solutions to meet your financial objectives. Whether you're looking for guaranteed death benefit protection, low-cost coverage or strong cash value growth potential, our universal life products offer a wide variety of features and riders that are ideal for addressing these needs.
Variable Life Insurance
John Hancock's competitive variable universal life policies can give you the protection and guarantees you need to feel secure in uncertain times, plus the cash value growth potential and flexibility you need to meet your long-term financial goals.
Your premiums are invested in underlying investment options that have the potential to accumulate cash value—tax-deferred. Variable universal life offers protection for your family's financial well-being as well as a potential source of supplemental retirement income for you.
Whole Life Insurance
John Hancock's whole life insurance is permanent insurance that offers guaranteed death benefit protection and premiums as well as strong cash values that can be used to meet your long-term financial goals.
John Hancock also offers an array of innovative ways to enhance your policy with optional riders that can be tailored to address your specific needs.
Source: John Hancock Insurance