Nationwide Insurance
Auto Insurance - Nationwide Insurance
- Details
- Category: Nationwide Insurance
- Published on Friday, 23 July 2010 07:28
You count on your car to get where you’re going. Shouldn’t you have a car insurance policy you can count on, too? Switch to Nationwide and you could save up to $523* on your online auto insurance quote. You’ll also get car insurance coverage that includes:
- A 100% Repair guarantee** for as long as you own your car
- 24/7 Nationwide Blue RibbonSM Claim Services
- Free On Your Side® Reviews to help you choose the discounts and coverage options that are right for your life
Three good reasons to choose Nationwide auto insurance coverage
Better claims service
Nine out of ten Nationwide customers who filed an auto insurance claim would recommend us to a friend or family member. Why? Because we give customers a better claims experience.
Auto insurance discounts
There are lots of ways to save on your car insurance coverage with Nationwide. Save when you insure more than one vehicle, when you stay accident-free, and when you insure both your car and home.
Nationwide On Your Side Review
Make sure your car insurance coverage keeps up with your life with a Nationwide On Your Side Review. A Nationwide insurance agent can help you look at the big picture. So you can get the auto insurance coverage that fits your needs, goals and budget.
Auto Insurance Discounts
Get great service and great coverage at a great price with affordable car insurance from Nationwide. Start saving today with auto insurance discounts that meet your needs, life and budget.
Home owners and car insurance discount
Combine and save. Get a discount on your auto insurance policy when you insure your home, condo or apartment with Nationwide.
Multi-car insurance discount
Insure more than one vehicle with Nationwide and save up to 20 percent.
Accident-free car insurance discount
Save up to 10 percent if you have at least 5 years of driving experience and have been free of chargeable accidents for the last 5 years.
Good Student car insurance discount
Get up to a 15 percent discount on your auto insurance when your teen earns a B average or above on their report card.
Life and car insurance discount
Save up to 5% on your auto insurance policy when you purchase life insurance from Nationwide.
Long-term policyholder car insurance discount
Save up to 15 percent on your auto insurance if you are insured with Nationwide for at least 5 years. Save up to 5 percent if you are insured with Nationwide for at least 3 years.
Affinity car insurance discount
Save up to 10 percent on auto insurance if you are a member of a qualifying organization.
Anti-theft car insurance discount
Save when you install an anti-theft device in your vehicle. Savings vary based on the device installed and the state where you garage your vehicle.
Passive occupant restraint car insurance discount
Save when you insure a vehicle with full front-seat airbags or restraint devices that work automatically when your door closes.
Accident prevention or defensive driver car insurance discount
Save when you successfully completed a motor vehicle accident prevention course approved by your state’s Department of Motor Vehicles.
Farm Bureau Member Discount
Substantial savings for members in select states including California, Connecticut, Delaware, Maryland, Ohio, Pennsylvania, Vermont and West Virginia.
*The availability, amount and eligibility for auto insurance discounts may vary by state.
Nationwide Blue RibbonSM Claim Services
Get worry-free car insurance claims with Nationwide Blue Ribbon claim services.
A written guarantee on repairs
When you choose a Nationwide Blue Ribbon Claim Services repair shop, all repairs come with a written guarantee for as long as you own or lease the car.
A choice of qualified car repair shops you can trust
Nationwide Blue Ribbon repair shops are pre-screened and pre-qualified for the highest level of service. Find a Blue Ribbon repair shop.
Nationwide®AutoWatch® – see your repair online
Get repair updates and actually see your car repair online – when you have it serviced at a participating Blue Ribbon repair shop. See a Nationwide AutoWatch demo.
Nationwide Blue Ribbon Claim Services – one more good reason to choose Nationwide auto insurance.
Auto Insurance Coverage
Nationwide offers many auto insurance coverage options to protect you, your car and others. So you can choose the auto coverage that’s right for you.
Auto insurance coverage options to protect your car
- Comprehensive coverage
- Collision coverage
- Towing and labor
- Gap coverage
- Car rental reimbursement
Car insurance coverage to protect you and others
- Injury and property damage
- Medical expenses
- Family compensation
- Uninsured and underinsured drivers
- Personal injury and no fault protection (not available in all states)
Learn more about auto insurance coverage
Liability coverage
Liability auto coverage covers bodily injury to others and property damage to others if you are at fault in an accident. Bodily injury pays others’ medical costs. It can also pay injured parties’ lost wages and your legal expenses. Property damage coverage can also pay for your legal expenses if a lawsuit is brought against you due to an accident.
Many state laws require liability coverage. Each state has its own minimum requirement.
Comprehensive auto insurance coverage
Helps pay for damage to your vehicle not caused by collision. Examples include: damage or loss due to theft, vandalism, falling objects, fire, storms, flood and certain other natural disasters.
Collision coverage
Helps pay for damage to your vehicle if you hit another vehicle, another vehicle hits you, or your vehicle rolls over. Collision coverage can be a required part of your car insurance coverage if your vehicle is financed or leased.
Uninsured or underinsured motorist car insurance coverage
Helps pay for damages to your vehicle if it is damaged in an accident by an underinsured, uninsured or unidentified driver. Uninsured or underinsured motorist coverage also helps pay your medical costs and your passengers’ medical costs if an accident caused by an uninsured or underinsured driver results in injury. This car insurance coverage may also pay for lost wages and other damages. Auto coverage varies from state to state and is required in some states.
Medical expenses
Helps pay medical costs for you and your passengers in the event of an accident, regardless of who is at fault.
Loss of income
Helps pay lost wages due to injuries from an automobile accident. This type of auto insurance coverage can be especially important if you do not already have short-term or long-term disability benefits from another source.
Rental car reimbursement
Helps pay for your rental car or other transportation (such as bus or subway) if your car cannot be driven due to an at–fault accident or comprehensive claim.
Towing and labor
Reimburses for towing and roadside assistance charges if a vehicle with car insurance coverage is disabled. Typical services include: battery jump-starting, tire changing and locksmith services.
Discount FinderSM
Everyone loves receiving discounts. Wouldn’t it be great if you didn’t have to find them all yourself? That’s why Nationwide Insurance brings you Discount Finder. Discount Finder searches Nationwide customers’ policies to uncover new opportunities for auto insurance discounts as your life changes.
What does Discount Finder do?
Every 6 months, Discount Finder proactively scans your Nationwide Insurance policy to see if you might qualify for any new auto insurance discounts. Discounts such as the Safe Vehicle Discount, Airbag discount, New Vehicle discount and Multi-policy Home and Auto discount. In fact, Nationwide has already uncovered car insurance discounts for more than 3 million of our customers. You could be next.
Discount Finder…one more good reason to choose Nationwide Insurance.
Vanishing DeductibleSM
You’ve never filed an accident claim with your insurance company. So why do you still have the same deductible? Quick answer – you shouldn’t. That’s why Nationwide Insurance created Vanishing Deductible.
How does Vanishing Deductible work?
Vanishing Deductible is a Nationwide program that drops your deductible $100 for each year of safe driving. Sign up and get $100 off your deductible now. Get an additional $100 off your deductible for every year of safe driving. It’s our way of rewarding safe drivers like you.
Accident Forgiveness from Nationwide
Accidents can happen to the safest drivers. And when they do, safe drivers’ auto insurance rates can rise by as much as 30 percent. Nationwide believes that safe driving records deserve a reward – even after there is an accident. That’s why Nationwide offers Accident Forgiveness.
Accident Forgiveness benefits
Nationwide will not raise auto insurance rates following the first at-fault automobile accident. This means significant savings for safe drivers with otherwise good driving histories. Nationwide even extends Accident Forgiveness to teen drivers on the same insurance policy.
How to get Accident Forgiveness
Speak to your Nationwide insurance agent or call us at 1-877-On Your Side® (1-877-669-6877) to learn how to get Accident Forgiveness added to your policy today.
Accident-free auto insurance discount
Save up to 10 percent if you have at least 5 years’ driving experience without an at-fault accident.
Nationwide Roadside Assistance
Nationwide Roadside Assistance is like having your own pit crew 24/7. If you need help with a flat tire or a tow, Roadside Assistance can help.
Once you sign up, simply call 1-800-421-3535 when you need help. Availability varies by state, so contact a Nationwide insurance agent to learn more.
Here's how Nationwide Roadside works
- Call 1-800-421-3535
- A service representative will make sure you are in a safe location and can dispatch emergency police or fire services if needed
- Roadside Assistance services is dispatched to your location right away
In most cases it's "sign and drive" service, so you won't have to worry about paying money out of pocket while you're on the side of the road.
Get the Roadside Assistance program that fits your needs
Two different levels of Roadside Assistance coverage is available, so you can sign up for the one that works best with your budget.
Nationwide Roadside Assistance Basic
- Coverage applies to everyone on your policy in any car you occupy
- Towing up to 15 miles1
- Ditch extraction pulls you out and gets you rolling again - some restrictions apply
- Emergency fuel delivered to your tank
- Battery jump-starts
- Lockout service up to $100
- Flat tire assistance
Nationwide Roadside Assistance Plus
- All the services of Roadside Assistance Basic
- Towing up to 100 miles1
- Trip interruption coverage reimburses expenses up to $5002 for alternate transportation, lodging and meals when you're stranded 100+ miles from home3
1. Or $75 worth of coverage for Basic and $300 worth of coverage for Plus for VA. Basic towing up to $100 and Plus-a reasonable distance up to 100 miles for NC.
2. $600 for VA policy holders.
3. Expenses covered up to 72 hours from time of disablement and shall not exceed $100/day for meals and lodging.
Nationwide On Your Side® Review
Get the exact coverage you need at the right price for you. A Nationwide agent can help you make sure your insurance coverage keeps up with your life with a Nationwide On Your Side Review.
What is a Nationwide On Your Side Review?
A Nationwide On Your Side Review is a free consultation and insurance assessment that can help you learn how to:
- Save money on car insurance and other types of coverage with discounts and other programs
- Manage your deductibles
- Determine the insurance coverage options that are right for your needs, goals and budget
When should I have a Nationwide On Your Side Review?
It’s a good idea to get an insurance assessment annually and when considering big changes in life, such as:
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Auto Insurance for Teen Drivers
Adding a teen driver to your car insurance can raise rates. And handing your teen the keys to the car can raise your level of stress.
Fortunately, the cost of teen auto insurance doesn’t have to break the bank, or cause undo stress. You can get dependable, affordable teen auto insurance with Nationwide auto insurance discounts. And you can learn how to help your teen be a smarter, safer driver at Nationwide Smartride.
Help your teen drive smarter
In addition to getting affordable teen auto insurance, your teen will need a lot of help on the road to becoming a smart driver. That’s why Nationwide created nationwidesmartride.com with the help of the National Safety Council. You’ll learn:
- How brain development can affect teen driving
- The top risks for teen drivers and how to address them
- How to talk to your teen about driving in a way that will be well received
- What to practice with your teen when you’re in the car
- How to help your teen make smarter driving decisions
SmartRide Learning Sessions & Tests
Switch to Nationwide and get SmartRide Learning Sessions & Tests for FREE! Nationwide's narrated, online sessions teach teens smart driving behaviors -- with activities and info that focus on the top causes of teen crashes and violations.
Your teen will learn how to:
- Deal with distractions, such as friends, phones and music
- Drive at night, in bad weather and on changing road conditions
- Maintain a safe distance from other cars on the road
- Spot and avoid impaired drivers
- Control speed in traffic, on curbs and in neighborhoods
- Handle the highway
- Cope with driving and peer pressure
Source: Nationwide Mutual Insurance Company