Nationwide Insurance
Renters Insurance - Nationwide Insurance
- Details
- Category: Nationwide Insurance
- Published on Friday, 23 July 2010 08:26
If you rent an apartment, house or even a dorm room, you need renters insurance to protect you and your renters property. Nationwide® can offer you affordable renters insurance coverage that is tailored to fit you and your lifestyle.
Protect yourself with apartment renters insurance
Your landlord’s insurance policy doesn’t cover your belongings. So if fire, theft or weather damages your property, you’ll need the protection of renters insurance.
Apartment renters insurance also protects you if an accident happens at your home. Nationwide renters insurance can pay if you’re liable for damages to others’ property. It can also pay if injuries occur at your residence and help with the cost of legal defense. Even the cost of a small accident adds up quickly. Make sure you’re protected with the right renters insurance from Nationwide.
Renters insurance is affordable
Renters insurance is surprisingly affordable. Nationwide allows you to tailor your coverage so that you get the insurance you want at a price you can live with.
Discounts for affordable renters insurance
Nationwide offers a variety of ways to save with renters insurance discounts for:
- Monitored fire and burglar alarms
- Local ultrasonic burglar alarms
- Dead bolt locks on all exterior entryways
- Fire extinguishers
- Sprinkler systems
- Renters insurance combined with auto insurance or other Nationwide policies
Renters Insurance Discounts from Nationwide
Find out if you qualify for discount renters insurance when you request your free renters insurance quote from Nationwide. Renters insurance discounts include:
Home and car insurance discount
Combine and save. Get up to a 20 percent discount on a renters insurance policy when you insure your car and home with Nationwide®.
Protective device discount
Get up to a 15 percent discount if your home has smoke detectors, fire alarms, burglar alarms or other qualifying devices.
Claims-free discount
Get up to a 20 percent renters insurance discount when you stay claims-free.
Renters Insurance Coverage from Nationwide
Rental insurance policies typically provide basic protection for your property. But they may not provide all of the protection you want or need. Consider these apartment renters insurance options, tailor a policy that’s right for you and get a renters insurance quote today!
Personal liability
Covers bodily injury and property damage to others caused by your actions and/or negligence.
Medical payments (Med Pay)
Pays for others' medical expenses resulting from an accident on your property. This coverage on your apartment renters insurance policy will not apply to you or regular residents of your household.
Extended replacement cost on contents
This renters insurance policy pays to replace or repair personal property without depreciation being taken from the value of the property.
Water backup
This coverage protects you against losses caused by water that backed up through sewers or drains. (This is not flood insurance.)
Ordinance or law
Pays for increased expense to rebuild due to current building codes or ordinances.
Credit card
Pays up to your selected limit for unauthorized transactions on your credit cards and bank debit/ATM card. This renters insurance coverage also applies to forged checks and counterfeit money.
Jewelry, watches, furs
Pays for the physical loss of jewelry, watches, furs, and precious and semiprecious stones.
Firearms
Pays for the physical loss of firearms and accessories.
Extended replacement cost
Pays full replacement costs without depreciation for covered personal property losses.
Personal injury liability
This renters insurance coverage policy provides coverage for damages awarded to others due to injuries such as false arrest, libel, slander and invasion of privacy for which you are responsible.
Theft extension
Provides extended protection for your personal belongings stored away from your home in or on any motor vehicle, trailer or watercraft.
Earthquake and volcanic eruption
Pays for losses to your property caused by earthquake or volcanic eruption.
Building/Additions/Alterations
Pays for damages to additions, alterations, fixtures, improvements or installations that you make to your residence on your apartment renters insurance coverage.
Loss of use
Provides reimbursement up to the limit specified on the policy for additional living expenses resulting from being unable to live in your home.
Money
Pays for the physical loss of money, bank notes, bullion, gold other than goldware, silver other than silverware, platinum, coins and medals.
Hurricane
Provides renters insurance coverage for property damage resulting from a hurricane. However, this coverage may be subject to special terms, conditions and deductibles in coastal states.
Windstorm or hail
Provides coverage for property damage resulting from windstorms, hail and tornados.
Securities
Pays for the physical loss of securities, accounts, bills, deeds documents, evidences of debt, letters of credit, notes other than bank notes, passports, stamps and tickets.
Source: Nationwide Mutual Insurance Company