Other insurances

Accident Medical Insurance - Nationwide Insurance

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Category: Other
Published on Friday, 23 July 2010 08:56

nationwide-insurance-accidental-medicalAccidents are unpredictable, for groups as well as for individuals. Be prepared with GrouProtectorSM group accident medical insurance from Nationwide. GrouProtector provides accident medical insurance and accidental death insurance for community groups and special events in case an accidental injury or death occurs during a sponsored group activity.

Why have accident medical insurance?
Accident medical insurance safeguards your group or special event if an accidental injury or death occurs while the insured group is participating in their group activities.

GrouProtectorSM Basics

  • Primary (first-to-pay) and excess (next-to-pay) plans are available
  • All group participants are automatically covered
  • Accidental death and specific loss (loss of limb, sight, hearing) benefits included
  • Out-of-pocket expenses like deductibles, co-insurance and prescriptions are covered

What types of groups and events are covered?

  • Amateur Sports
  • Auxiliary police and fire fighting units
  • Camps and conferences
  • Child care (non-resident only)
  • Clubs
  • Recreation programs
  • Special events like fund raisers, parades, class trips and more
  • Vocational and rehabilitation training programs
  • Volunteer emergency groups
  • Youth groups

 

Amateur Sports Insurance

Do you have your bases covered? GrouProtectorSM group accident medical insurance from Nationwide provides accident medical insurance for sports teams, leagues and camps. It can help protect athletes, coaches, volunteers and many others for nearly 40 amateur sports programs.

All covered participants are protected from the medical expenses that can arise from an accidental injury, whether the injury occurs during a game, practice, tournament or other sponsored activity such as a fund raiser. Coverage even follows insured participants while they are traveling to and from sponsored events. Accidental death and specific loss benefits are part of the policy, too.

Amateur sports policy benefits

  • A variety of coverage plans and options (varies by sport) to help meet your team’s needs
  • Three-year benefit plan from time of accident
  • Dental injuries covered as medical expenses

Convenient, affordable coverage

  • Easy-to-complete sports accident medical applications
  • Affordable minimum premiums
  • Credit card and electronic check payments accepted

(Some limitations and state exceptions may apply.)


Auxiliary Police and Firefighter Insurance

Everyone needs protection from the unexpected, even the folks who help to protect our communities. Potential danger is a daily concern for our auxiliary police and firefighters and their reserve units.

GrouProtectorSM group accident medical insurance from Nationwide helps protect them from unexpected medical expenses resulting from accidents that occur while on duty, in training, testing equipment or traveling to and from a scheduled activity. Accidental death and specific loss benefits are included as well.

Auxiliary police and firefighter policy benefits

  • Automatic coverage for all members of the police or fire fighting unit
  • Choice of four different levels of protection to meet your group’s specific needs
  • Weekly lost income replacement (with select levels of coverage)
  • No deductibles
  • Three-year benefit period from time of accident
  • Dental injuries covered as medical expenses

Convenient, affordable coverage

  • Easy-to-complete insurance applications
  • Affordable minimum premiums
  • Credit card and electronic check payments accepted

(Some limitations and state exceptions may apply.)

 

Camps and Conferences Insurance

Camp can be a great experience for kids, whether they’re learning a new sport or just staying overnight with a youth group. GrouProtectorSM group accident medical insurance from Nationwide can help keep camp activities and conferences fun and worry-free.

GrouProtectorSM automatically covers all participants and staff against medical expenses from accidental injury or unexpected illness that occur during supervised activities, or while traveling to and from camps and conferences. The policy also includes accidental death and specific loss benefits.

Camps and conferences policy benefits

  • Coverage for both day and overnight camps and conferences
  • Sickness benefits for overnight camps and conferences
  • No deductibles
  • Three-year benefit period from time of accident/sickness
  • Dental injuries covered as medical expenses


Convenient, affordable coverage

  • Easy-to-complete camp and conference insurance applications
  • Affordable group minimum premiums
  • Credit card and electronic check payments accepted

Camp and conference group accident medical insurance is available for sports, private or church organizations, businesses and more. Give us a call to learn more about your options. Separate policies are available for contact football, ice hockey, martial arts, scuba diving, wrestling, snow boarding and snow skiing camps.

(Some limitations and state exceptions may apply.)

 

Group Accident Insurance for Clubs

GrouProtectorSM accident medical insurance from Nationwide can help protect your club members with coverage for medical expenses resulting from an accidental injury during a club-sponsored event or activity. Accidental death and specific loss benefits are part of the policy as well.

Club insurance plan benefits

  • Options to meet your club’s specific needs
  • No deductibles
  • Three-year benefit period from time of accident
  • Dental injuries covered as medical expenses

Convenient, affordable coverage

  • Easy-to-complete accident medical applications
  • Affordable minimum premiums
  • Credit card and electronic check payments accepted

(Some limitations and state exceptions may apply.)

 

Non-Resident Child Care

If you care for children in your home or in a community-based setting, you know that kids will be kids. Protect them with GrouProtectorSM group accident medical insurance from Nationwide.

Designed for non-resident child care operations that do not extend into overnight care, accident medical insurance protects children and day care staff from the medical expenses that can arise from an accidental injury. All supervised activities, as well as the travel to and from those activities, are covered. Accidental death and specific loss benefits are included as well.

Home and community care policy benefits

  • Summer-only and year-round plans available
  • Four different levels of coverage (varies by plan)
  • No deductibles
  • Three-year benefit period from the time of accident
  • Dental injuries covered as medical expenses

Convenient, affordable coverage

  • Easy-to-complete applications
  • Affordable minimum premiums
  • Credit card and electronic checks accepted

(Other limitations and state exceptions may apply.)


Non-Resident Vocational and Rehabilitation

Help protect participants and staff from medical expenses if an accidental injury occurs at your technical school, joint vocational school or government retraining program.

GrouProtectorSM group accident medical insurance from Nationwide can cover non-resident vocational and rehabilitation training programs. All insured participants are covered during supervised activities sponsored by the school or program, as well as during travel to and from the activity.

Policy benefits

  • Choice of four coverage levels to help meet specific program needs
  • Accidental death and specific loss benefits
  • No deductibles
  • Three-year benefit period from time of accident
  • Dental injuries covered as medical expenses

Convenient, affordable coverage

  • Easy-to-complete applications
  • Affordable minimum premiums
  • Credit card and electronic check payments accepted

(Some limitations and state exceptions may apply.)

 

Recreation Insurance

Whether your program is church, civic or community-sponsored, we can help you protect your participants and staff from medical expenses resulting from accidental injuries that occur during sponsored events. GrouProtectorSM group accident medical insurance from Nationwide is designed for many types of recreation programs. The policy also includes accidental death and specific loss benefits.

Recreation program policy benefits

  • A variety of options to meet your program’s specific needs
  • No deductibles
  • Three-year benefit period from time of accident
  • Dental injuries covered as medical expenses

Convenient, affordable coverage

  • Easy-to-complete applications
  • Affordable minimum premiums
  • Credit card and electronic check payments accepted

(Some limitations and state exceptions apply.)

 

Special Events Insurance

Looking for accident medical insurance for a special event, such as a fundraiser, parade, class trip or pageant? Protect your event participants and staff with GrouProtectorSM group accident medical insurance from Nationwide.

In addition to insuring against the medical expense of an accident while working or attending your event, the policy provides insured participants with accidental death and specific loss benefits. You can also add a sickness benefit for select events.

Special events insurance policy benefits

  • Coverage terms from one day to six months
  • No deductibles
  • Three-year benefit period from time of injury or sickness
  • Dental injuries covered as medical expenses

Convenient, affordable coverage

  • Easy-to-complete event insurance applications
  • Affordable minimum premiums
  • Credit card and electronic check payments accepted

(Some limitations and state exceptions may apply.)

 

Volunteer Emergency and Auxiliary Group Insurance

Everyone needs protection from the unexpected – even the firefighters, ambulance corps, rescue and first aid squads that help protect our communities.

GrouProtectorSM group accident medical insurance from Nationwide can help safeguard them against the medical expenses that can result from injuries that occur while they're on duty, in training, testing equipment or traveling to and from a scheduled activity or event. Accidental death and specific loss benefits are included as well.

Emergency volunteer and auxiliary insurance policy benefits

  • Automatic coverage for all members (including auxiliary groups and youth groups)
  • Supplemental coverage for contagious diseases and heart or circulatory problems*
  • Weekly lost-income reimbursement
  • Daily hospital indemnity
  • Three-year benefit period from time of accident
  • Dental injuries covered as medical expenses

Convenient, affordable coverage

  • Easy-to-complete applications
  • Affordable minimum premiums
  • Credit card and electronic check payments accepted

(Some limitations and state exceptions may apply.)
*Cannot be purchased as standalone coverage

 

Youth Group Insurance

Involvement in youth groups and activities like band, choir, cheerleading and scouting make being a kid even more fun. GrouProtectorSM youth group accident medical insurance from Nationwide covers all members, prospective members and counselors for medical expenses resulting from an accidental injury while participating in a sponsored activity. Accidental death and specific loss benefits are part of the policy as well.

Youth group insurance policy benefits

  • Four coverage options to meet your group’s specific needs
  • No deductibles
  • Three-year benefit period from time of accident
  • Dental injuries covered as medical expenses

Convenient, affordable coverage

  • Easy-to-complete accident medical applications
  • Affordable minimum premiums
  • Credit card and electronic check payments accepted

(Some limitations and state exceptions may apply.)

 

Source: Nationwide Mutual Insurance Company